You’re not doing a written plan. The tightness of your budget is a philosophical construct for you, not a tactical one, and you need to do a written plan.
Question: I’m 21 years old. I graduated from high school but did not go to college. I am not married and not close. I own my own business, which is debt free. I am also personally debt free. What three things in my financial and work life should I pay closest...
Horrible trauma to have to go through…and horrible things to have to say out loud. The great news is that this can become like me going broke in my twenties. It could become your great advantage.
Was she correct? Of course, she was correct. Your mother was right about everything. Does money grew on trees? No, it does not. But I’ll tell you this, money can float out of thin air. You can make money appear to come from nothing.
Let me start this by saying that our buddy Dave Ramsey would say there are no items that you should purchase by credit card. And that’s what Dave would say. But my answer to what types of items should you purchase by credit card is…
I believe personal contentment is either beyond money or beside money. Personal contentment is something that has to do with joy if we were talking about happiness. But happiness comes and goes.